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# Kapusta Financial Group

Vision For The Future

## Sitemaps

- [XML Sitemap](https://kapustafinancial.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Blog](https://kapustafinancial.com/blog/)
- [Information Packet for TDAM Schwab Merger](https://kapustafinancial.com/blog/information-packet-for-tdam-schwab-merger/) - In the next few days, Schwab will be sending clients a Key Information Packet in the mail that provides key dates and details about the TD Ameritrade transition to Schwab in September. Check out our short video for highlights of what you can expect to receive in your information packets. As always, thank you for
- [2023 Five Star Wealth Manager Award Winners](https://kapustafinancial.com/blog/2023-five-star-wealth-manager-award-winners/) - Congratulations to Bridget Loutzenhiser, CFP® and Ryan Suess, CFP® for being recognized as 2023 Five Star Wealth Manager Award Winners! Look for them in the July issue of Pittsburgh Magazine!Thank you both for your hard work and dedication!
- [Is Now the Time to Invest in the Markets?](https://kapustafinancial.com/blog/is-now-the-time-to-invest-in-the-markets/) - People are starting to have a case of FOMO (fear of missing out). Investors are wondering if they have missed out on the market bottom. Should they put more money into stocks when they see the market moving higher? This is an emotional response to watching your portfolio grow or decline. The trick is to
- [KFG Update](https://kapustafinancial.com/blog/kfg-update/) - Originally posted on April 3, 2020 We are dedicated to keeping you apprised of the current economic conditions. We will be sending periodic communications in April to help you make some sense of the ever-changing economic climate. We believe we are in the very early stages of a severe recession. Consumer confidence hasn’t been this
- [Market Update](https://kapustafinancial.com/blog/market-update/) - Originally posted on March 19, 2020 The fundamentals in the financial markets are changing on an hourly basis which makes predicting any type of outcome impossible for the short term. The coronavirus pandemic is the biggest global event since WWII. The US is entering a recession. We’ve been planning for this in our managed portfolios
- [Keep Calm & Read On...Your Market Update](https://kapustafinancial.com/blog/keep-calm-read-on-your-market-update/) - As we end the second business week of the year, let us put into context the market activity we have experienced so far in 2016. The news from the mainstream media (spoken or in print) seems to paint a continuing picture of doom and gloom on a 24 hour basis. The facts and complex events
- [Social Security Changes for 2016](https://kapustafinancial.com/blog/social-security-changes-for-2016/) - The budget act of 2015 was signed into law on November 2, 2015, and with that brings new rules to the Social Security program. The following changes were made with the intention to make the government entitlement program more solvent over the long term. Congress decided to pull the plug on two popular Social Security
- [Brexit - What You Need to Know](https://kapustafinancial.com/blog/brexit-what-you-need-to-know/) - Originally posted on June 21, 2016 In two days (June 23rd) Britons will go to the polls to decide whether their country will remain in the European Union (EU), the 28-nation supranational project that offers free trade in exchange for open borders. Most polls now give the Leave vote – the “Brexit” – the edge.
- [The Message of the Markets](https://kapustafinancial.com/blog/the-message-of-the-markets/) - Originally posted on August 11, 2016 Over the last few weeks the major indexes - S&P 500, Dow and Nasdaq - continue to break record highs. The obvious question becomes, "Are these lofty stock prices sustainable and what's the markets’ support for these valuations?" By most technical averages, the market today is more overvalued than
- [I Haven't Heard Either Presidential Candidate Talk About This Topic - Have You?](https://kapustafinancial.com/blog/i-havent-heard-either-presidential-candidate-talk-about-this-topic-have-you/) - Originally posted on September 13, 2016 We have been exposed to a host of different issues from both candidates over the course of this presidential election. And while the media continues to highlight several stories that range from Clinton’s health to Trump’s tax returns, we still have a slowing economy that needs tending to. Here
- [Is the Current Market Rally Real or Fake?](https://kapustafinancial.com/blog/is-the-current-market-rally-real-or-fake/) - Investors’ end of month February and March statements sure looked a lot better than end of January’s statements. Is the current market uptick here to stay or are we in a “bear market rally”? A loose definition of a bear market rally is a 5% or greater stock market gain following a stock market correction
- [Congratulations Katie!](https://kapustafinancial.com/blog/congratulations-katie/) - Kapusta Financial Group would like to extend congratulations to Katie Kapusta for successfully earning the Registered Paraplanner (RP) designation. Over the last eight months she was introduced to various modules of the financial planning field including investment planning, retirement planning, income tax planning, estate planning, and insurance. The completion of this program provides a base
- [The Fed Will Raise Rates](https://kapustafinancial.com/blog/the-fed-will-raise-rates/) - As expected, the Federal Reserve raised interest rates for the first time in nearly a decade. Jon Hilsenrath from the Wall Street Journal expands on the event in his article Fed Raises Rates After Seven Years Near Zero, Expects ‘Gradual’ Tightening Path. Below is an excerpt from the article that provides a clear overview of
- [Stocks Begin the Year with a Big Correction](https://kapustafinancial.com/blog/stocks-begin-the-year-with-a-big-correction/) - The stock selloff that began this past Monday has now morphed as of yesterday's market close into statistically the worst four day start of the year in stock market history. The main impetus behind the selloff is a carryover from last August and September - that is the concern about the strength of the Chinese
- [The Greek Deal](https://kapustafinancial.com/blog/the-greek-deal/) - Last Thursday, the Greek parliament accepted a $100 billion bailout from its creditors, despite Greek Prime Minister Alexis Tsipras’ objections. This is the country’s third bailout in five years. For now, it postpones Greece from encountering an economic meltdown and gives them more time to strategize a more permanent solution. The agreement not only provides
- [China - What's Behind its Stock Market Correction?](https://kapustafinancial.com/blog/china-whats-behind-its-stock-market-correction/) - We now look at the front page of the news only to see another financial crisis brewing – China. What is happening to China’s markets and how will it affect Wall Street? The Chinese government has always had a hand in manipulating China’s stock market. The Shanghai composite index has been continually propped up by
- [Unsettling Markets, But No Need to Panic](https://kapustafinancial.com/blog/unsettling-markets-but-no-need-to-panic/) - It’s hard to ignore what’s going on in the news – the recent activity of the financial markets has been a major headliner. The markets are under severe pressure from continued fears that China’s economy, the second largest economy in the world, is not going to deliver projected growth. This, of course, is having a
- [Survey Says...](https://kapustafinancial.com/blog/survey-says/) - Kapusta Financial Group (KFG) invited clients to participate in a client satisfaction survey during May and June 2015. Those who participated were asked to do so anonymously. The survey, which was conducted by KAPP Communications, Inc., an outside consulting company, was designed to find out how we’re doing and to hear valued feedback from our
- [What Lies Ahead for September?](https://kapustafinancial.com/blog/what-lies-ahead-for-september/) - It is no doubt that Wall Street experienced an extremely turbulent month in August. Slowing growth in China, falling commodity prices, and talks of a possible interest rate hike sent investors into a trading frenzy. The trading action that occurred in the markets during August proved to be the worst month for the Dow since
- [3 Facts About Stock Market Corrections](https://kapustafinancial.com/blog/3-facts-about-stock-market-corrections/) - A lot has happened the past few days that sent Wall Street and investors into panic mode. The Dow, S&P 500 and Nasdaq Composite had their worst week in years. All of the indexes took a dramatic downturn Monday, but the Dow surpassed the others by plunging more than 1,000 points (or 10.3%) officially sending
- [Will the Federal Reserve Take Action on Interest Rates?](https://kapustafinancial.com/blog/will-the-federal-reserve-take-action-on-interest-rates/) - The Federal Reserve has held its benchmark federal funds rate near zero since December 2008 in attempt to spur borrowing, spending, and investment. However, the overall economy is struggling to deliver any growth at all, even with interest rates this low. Comments since January of this year by Federal Reserve chair Janet Yellen, strongly hinted
- [Greek Debt Crisis - Will it Affect Me?](https://kapustafinancial.com/blog/greek-debt-crisis-will-it-affect-me/) - On Tuesday night of this week, Greece defaulted on making loan payments to the International Monetary Fund (IMF) to the tune of $1.8 billion. Banks in Greece are closed and will remain so, at least until this Sunday’s referendum vote by the public which will decide if Greece will accept the European Union’s conditions for
- [7th CONSECUTIVE YEAR! 2015 FIVE STAR Wealth Managers](https://kapustafinancial.com/blog/7th-consecutive-year-2015-five-star-wealth-managers/) - Our secret weapon? Five Star wealth managers! Kapusta Financial Group proudly acknowledges its investment advisors, George M. Kapusta, CFP and Bridget K. Loutzenhiser, CFP for being recognized as two of Pittsburgh's 2015 FIVE STAR Wealth Managers for the 7th year in a row! George and Bridget were recognized as achieving "Best in Client Satisfaction" among

## Pages

- [Home](https://kapustafinancial.com/) - Create financial plan & manage investments with our financial advisors & certified planners in Pittsburgh. Meet your financial goals with us. 412.851.1400
- [About Us](https://kapustafinancial.com/about-us/) - Our investment advisors provide a personalized approach to assist you plan for your financial future. Get a custom-tailored solution for you. Call 412.851.1400
- [Services](https://kapustafinancial.com/services/) - Financial Planning Planning is critical – no matter what your goals are. Let Kapusta Financial Group craft a financial road map that fits your financial needs. Be prepared for the future by taking action today. Retirement Planning Retirement will be here before you know it. Kapusta Financial Group has the skill & experience to make
- [Newsletters](https://kapustafinancial.com/newsletters/) - 2025 April: Economic Update 2024 August: Protect and Preserve March: Proceeding with Caution 2023 October: Economic Disconnect May: Economic Update March: Silicon Valley Bank Collapse 2022 December: Year End Economic Update July: Mid-Year Update May: Economic Update March: Turmoil & Uncertainty 2021 November: Year End Update September: A Picture of Where We are Today March:
- [Insights](https://kapustafinancial.com/insights/) - Insights Posted below are articles of interest.
- [Retirement Planning](https://kapustafinancial.com/services/retirement-planning/) - Get your income & expenses analysis from our retirement investment advisors to make sound decisions. Plan your retirement with our services in Pittsburgh
- [Wealth Management](https://kapustafinancial.com/services/wealth-management/) - Our wealth management advisors in Pittsburgh assist you with investment management needs & plan. Get investment advice that will effect your income & growth
- [Financial Planning](https://kapustafinancial.com/services/financial-planning/) - Get your financial analysis & advice at Kapusta Financial Group, one of the best financial planning companies & advising firms in Pittsburgh. 412.851.1400
- [CFP® Certification](https://kapustafinancial.com/cfp-certification/) - CFP® Certification Why are the CFP® Certification Requirements Important? Most people think that all financial planners are "certified," but this isn’t true. Anyone can call himself or herself a "financial planner." Only those who have fulfilled the certification and renewal requirements of CFP Board can display the CFP® certification marks. When selecting a financial planner,
- [Contact Us](https://kapustafinancial.com/contact-us/) - Contact Us
- [Thank you for your submission!](https://kapustafinancial.com/thank-you/) - Thank you for your submission! Your form was submitted successfully! One of our team members will contact you. If you want a faster response, please contact us at 412.851.1400. We look forward to working with you!
- [Thank You Newsletter](https://kapustafinancial.com/thank-you-newsletter/) - Thank you for our newsletter subscription.

## Categories

- [Social Security](https://kapustafinancial.com/blog/category/social-security/)
- [Wealth Management](https://kapustafinancial.com/blog/category/wealth-management/)
- [Current Events](https://kapustafinancial.com/blog/category/current-events/)